Tips for First Time Home BuyersSo, you’ve finally started to take the next step. You’ve decided it’s time to upgrade from the apartment life and buy your first home. Congratulations! Buying a home is both an important step towards financial stability and a rite of passage for many adults. But, at times, it can also seem a little frightening. Unlike an apartment, a home is a big investment right from the start. And while many can feel overwhelmed by the money and minutia involved in home buying, you shouldn’t worry! We have some "buying first home tips" to help make the process easier for you. Just read on and learn what you need to do.

Whether you’re looking for buying first home tips or information on the greater Charleston area, turn to Infinity Realty. We’ll help make sure your home buying experience is seamless. Contact us today, and let us help you find your perfect Charleston home!  

 

Five Excellent Buying First Home Tips

 

Save Early

Like anything worth investing in — college, career, children — if you save earlier, you’ll have an easier time. Put aside a little bit each month towards a future mortgage or down payment, whatever you can. Even a little bit helps. When the time comes, you’ll be happy you did it.

 

Determine Your Price Range

We all want that gorgeous property with four bedrooms, three baths, and an ocean view. But let’s think a little more realistically. Determine what you could realistically afford, both in terms of down payment and mortgage bills. Some websites offer great tools like a Home Affordability Calculator to help you out.

 

Check your Credit!

We cannot stress this one enough. Many young people miss out on home-buying opportunities simply because they don’t know their credit score. Don’t let this happen to you! It is very easy to check and evaluate. And don't be discouraged if you have a low score or no score. It's easy to raise if you know what to do.

 

Try to Become Pre-Approved

For those looking for a loan, getting pre-approved helps immensely. A pre-approval letter shows how much a lender is willing to give you, based on factors like your credit. Acquiring a pre-approval letter goes a long way in showing a realtor that you’re serious about buying the property.

 

Keep an Open Mind at the Open House

Chances are, you’ll be dazzled the first time you see a potential house. But remember: an open house is a lot like a first date. The realtor and sellers want to make their home look as attractive as possible, usually smoothing over some of the less desirable qualities in the process. Now, we’re not saying hold out until you find the absolutely perfect house, because you’ll never find it. But go to the open house with an open mind. Look for small smells, stains, or cracks, and ask lots of questions about the quality of the home and neighborhood.

 

Turn to Infinity Realty to Help Find the Perfect Charleston Home

 

When you're ready to buy your first home, you want to make sure you have the right team to make the process easy and stress-free. That's why you should make the call to Infinity Realty. Our team of experts led by Bob Chambers are some the most professional agents you’ll encounter, and will give you the easiest home-buying experience imaginable. We can help you determine your top priorities and find a place that accommodates both your tastes and your budget. Our staff knows the Lowcountry well and is acquainted with all of the facilities, resources, and services available in each community. We’ll make sure to fit you with a home you’ll love!